Annuitant of an RRSP or RRIF

An annuitant of an Registered Retirement Savings Plan (RRSP) or Registered Retirement Income Fund (RRIF) is the person for whom the plan or fund provides a retirement income.

In certain circumstances, the surviving spouse or common-law partner may qualify as the annuitant when, because of the death, he or she become entitled to receive benefits out of the plan or fund.